IOT Solutions
All work

African fintech venture

CLOSED BETA

Neobank MVP on Stellar rails

Mobile-first neobank MVP — P2P payments, QR pay and USD savings via USDC on Stellar, on a double-entry ledger backend.

Fintech · Payments

01 /The challenge

A fintech venture needed a bank-grade MVP for a market where most users run low-end Android phones on constrained networks — with real money movement from day one.

02 /What we built

01

Mobile app shipped as Android APK + PWA, designed for low-end devices and 3G

02

P2P send/receive, QR payments, and USD savings via USDC on Stellar

03

Double-entry ledger backend — every movement balanced and auditable

04

KYC flows and an admin operations dashboard

Stack

ExpoReact NativeFastifyPostgreSQLKyselyStellar

Outcome

In closed beta with real users. The ledger, settlement rails and app pipeline are proven in production conditions.

Start a project

Need something like this?

We'll walk you through this build in detail — architecture, trade-offs, and what it would look like for your organization.

+44 (0) 7830 623299·+1 (869) 669 6122

17°17′N 62°43′W — BASSETERRE